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Personal · Deposits
BON Gold Club
Reached the golden age of 50? The BON Gold Club is our way of saying thank you - with benefits, discounts, and priority service designed for you.
Overview
01Features
Express customer serviceSkip the line at any branch.
Higher interestPremium rates on savings and fixed deposits.
Monthly interestPaid into your account each month, not quarterly.
Benefits
No checking-account feeService charge waived.
Reduced commissionsOn select products and services.
Member discountsAttractive offers at participating businesses in St. Kitts and Nevis.
Application Form
02Open your account today
Download and complete the application form, or open the form in fullscreen and fill it out online before bringing it in. Need help? Our team will walk you through it at any branch.
Terms & Conditions
03The full conditions of operation apply. Key points are summarised below; the complete document is available as a PDF.
Minimum opening balance and ongoing requirements
Account opens with EC$25.00. Interest is paid quarterly on March, June, September, and December.
Statements, fees and charges
A monthly e-statement is provided at no cost. Paper statements available on request for a small fee. See full Schedule of Rates & Charges.
Closure, dormancy and reactivation
Accounts with no activity for 12 months are marked dormant. A reactivation fee applies and may be waived for BON Gold Club members.
Deposit insurance and protection
Your funds are protected in accordance with the Banking Act of St. Christopher and Nevis. The Bank of Nevis is licensed and supervised by the Eastern Caribbean Central Bank.
Frequently asked
Got questions?
What do I need to open an account?
Two pieces of photo ID (passport, national ID, or driver's licence), proof of address dated within 3 months, and the minimum opening deposit. Visit any branch and we'll set you up in about 20 minutes.
When is interest paid?
Quarterly for most savings accounts (March, June, September, December). The BON Gold Club pays interest monthly.
Is there a monthly fee?
Standard savings accounts have no monthly service charge. Checking accounts have a small monthly charge - see the Schedule of Rates & Charges for current amounts.
What happens if I don't use my account?
Accounts with no activity for 12 months are marked dormant. A reactivation fee applies. BON Gold Club members are exempt from this fee.
Is my money insured?
Your funds are protected in accordance with the Banking Act of St. Christopher and Nevis. The Bank of Nevis is licensed and supervised by the Eastern Caribbean Central Bank.
Still have questions? Talk to us →
Step in & open today
Welcome to the Gold Club.
Visit any branch with your completed application and a valid ID. Our team will get you set up in minutes.